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Fri, 17 Apr 2015 06:39:13 +0000 Notice
<![CDATA[Payment Terms]]> Terms and conditions 


This License Agreement ("Agreement") is a legal agreement between You as an individual ("You" / "Licensee") and  PayGate Co. Ltd., a privately held Limited company with its principal place  of business at 2F Art Nouveau Palace, 258 Seokchonhosu-ro, Songpa-gu, Seoul ("Licensor"), with respect to the PayGate products offered  and/or  provided  to you by Licensor  ("PayGate Payment Service")  and  is effective  as of the date  this Agreement is accepted ("Effective Date"). 

 By accepting this Agreement, or paying for, installing, activating, or otherwise using the PayGate Payment Service, You agree to be bound by all of the terms of this Agreement. If you do not agree to the terms of this Agreement, do not install the PayGate Payment Service and do not finalize payment for the PayGate Payment Service.

1. Grant of License and Ownership.  Subject  to  the  terms and  conditions contained  in  this  Agreement,  Licensor  grants You  a  non-exclusive,  non- transferable license to use the PayGate Payment Service for purposes defined  by the type of license for the PayGate Payment Service that you have  acquired (the "Purpose").

2. Additional Fees and Related Software Responsibilities. Licensor has the right to charge any fees for access to additional services, add- ons and features that are not initially part of the core offer. Such additional services may be, but are not limited to, PayGate add-ons that go beyond the core features supported, external services to which the PayGate Payment Service can interact, and new features for the PayGate Payment Service that by the Licensor are seen as value-adding. Licensee  is responsible  for maintaining  all that needed to  access the  PayGate Payment Service and  site  related services and Licensee is responsible for payment of any fees for those services now and  in the  future.  Licensee agrees to pay for any  services Licensee signs up for, through  the  PayGate Payment Service or through  any  site related services, upon  invoice,  and  Licensee agrees not  to  act  in any  way  that  could  reasonably be considered fraudulent   with respect to  making  payments. Licensee  shall  pay  all  applicable  taxes for which  Licensee  may  be  liable  due  to  Licensee's location.

3. Installation and Use.  Licensor is providing the PayGate Payment Service to you for installation on any single domain.

a. Meeting of Licensee Needs. You have the responsibility to familiarize yourself with the key functions of the PayGate Payment Service before acquiring a paid license. The Licensee shall bear the risk as to whether the PayGate Payment Serivce meets the individual requirements and needs of the Licensee. The setup of a functional environment for the PayGate Payment Service is subject to the relevant agreement shall be the sole responsibility of the Licensee.

b. Responsibility for User Accounts and Passwords. You are responsible for maintaining the confidentiality of User Accounts and Passwords. You agree to immediately notify Licensor of any unauthorized use of your account of which you become aware. Otherwise, all guarantees as to service and performance given by Licensor to you shall be suspended.

c. Improper Use. The PayGate Payment Service may be used only for lawful purposes. Transmission, distribution or storage of any material in violation of any applicable law or regulation is prohibited.  This includes, without limitation, material protected by patent, copyright, trademark, trade secret or other intellectual property right used without proper authorization, and material that is obscene, defamatory, constitutes an illegal threat, or violates export control laws. Licensee acknowledges that transmission, distribution or storage of material, may require Licensee to acquire rights from a third party to avoid infringing on the rights of such third party.

4. Intellectual Property Rights. Licensor shall retain all rights, title and interest in the PayGate Payment Service, including, without limitation, all intellectual property rights embodied therein.  You will not acquire any rights, express or implied, in the PayGate Payment Service, other than those specified in this Agreement. All third party licensors and  suppliers retain  all rights,  title and  interest in third party software and  all copies thereof,  including all copyrights  and  other  intellectual property  rights. Licensor does not claim any rights to any product or material produced by you, by use of the PayGate Payment Service as production tools.

5. License Restrictions. You may not distribute, sublicense, rent or lease the PayGate Payment Service. You may  not, nor may  you authorize or assist others to: (i) reverse engineer, decompile, or disassemble the PayGate Payment Service; (ii) modify, or create derivative  works based upon the PayGate Payment Service in whole or in part; (iii) distribute  copies of the PayGate Payment Service; (iv) remove or change any proprietary  rights notices or labels  on the PayGate Payment Service or related products; or (v) resell, lease, rent, transfer, sublicense, or otherwise transfer rights to the PayGate Payment Service. Any use in violation of this Section 6 shall immediately terminate this Agreement.

6. Term and Termination. You have  the right to use the  PayGate Payment Service for the  Purpose from the  period  commencing upon  acceptance of this Agreement and  ending  upon  a termination  date  that  may  be specified by Licensor.  For the paid license of the PayGate Payment Service, You have the right to use this license for the Purpose, commencing upon payment upon termination of this Agreement, all functionality of the PayGate Payment Service will be deactivated. You can terminate this agreement at any time by providing 30 days of notice prior to termination of the contract.

7. Recurring Payments. You acknowledge and  agree that  maintenance fee is offered  on a subscription model,  with automatic renewal of your maintenance at the  end  of each period  (the  "Renewal Date"),  and  subject to recurring payments. You will always be notified before making the first payment. Licensor will always notify you of any price increases, prior to charging your credit card or account. Your subscription will continue and be renewed automatically until such time as you elect to cancel the subscription, prior to a Renewal Date.  Upon cancellation, your existing license for the PayGate Payment Service will be affected. 

8. Confidential Information.   You  acknowledge  and   agree that  any  information,   documentation,  product   related  information  or  any  other   proprietary technology or  know-how  related to  the  PayGate Payment Service, that  cannot reasonably be  considered public  knowledge, that  might  be  disclosed to  You  by Licensor,  constitute "Confidential Information" of Licensor,  and  You agree to keep  the  same confidential and  not to use the  same for any  purpose, other than  the  purpose for which Licensor disclosed this information  to You. You will protect  the  Confidential Information  by using  the  same degree of care  as You would use to protect  Your own Confidential Information,  but no less than  a reasonable degree of care,  from the  unauthorized use, dissemination or publication  of the  Confidential  Information.  You agree to hold  all  Confidential  Information  in confidence  for a  period  of one  (1) year  from the  date  of termination  or expiration  of this Agreement.


10. Refund Policy. You acknowledge that there are no returns or cancellations for your purchase of paid license type for the PayGate Payment Service from Licensor.  All agreements are final, non-cancelable and non-refundable except as otherwise determined by Licensor in its sole discretion.

 You further  acknowledge and  agree that  some or all of Licensor's financial offers for a  paid  license type  of the  PayGate Payment Service, may  be  offered  on  a subscription model,  subject to recurring  payments. Cancelling your subscription after the beginning of a paid license period, does not entitle you to a full or partial refund for that license period.  If You do not cancel  Your recurring  payment subscription before a Renewal Date,  You are  not entitled  to a refund for the  recurring  payment charged to Your credit/debit card account on that  Renewal Date.  You have the sole responsibility to notify cancellation of your subscription 30 days before the Renewal Date if you do not wish to continue your subscription.

11. Indemnification. You  agree to  defend, indemnify  and  hold  harmless Licensor  from  any  and  all  claims,  liability and  expenses, including reasonable attorneys' fees and  costs, arising  out Your breach of any  provision  of this Agreement or Your use of the  PayGate Payment Service, including, but not limited to, the use of the PayGate Payment Service to infringe on any third party intellectual property  rights.

12. Miscellaneous. This Agreement shall be governed by and construed in accordance with the laws of Republic of Korea, without reference to its choice of law provisions. You agree that this Agreement supersedes any prior agreement, whether written or oral, and all other communications between Licensor and You relating to the subject matter of this Agreement. Licensor  may  change the  terms of this  Agreement at  any  time  by posting  modified  terms on  its website.

13. Severability. If any provision of this Agreement is held to be invalid, illegal or unenforceable for any reason, it shall not affect any other provision of this Agreement, and this Agreement shall be construed as if said provision had never been contained in this Agreement.

14. Privacy Policy. Your use of, Sites and  Services - including  but  not  limited  to the  PayGate Payment Service, web  site  and  support services - are  also  governed by the  PayGate Privacy Policy

Fri, 17 Apr 2015 06:38:31 +0000 Notice
<![CDATA[Privacy Policy]]> 주식회사 페이게이트는 (이하 ‘회사’라 함) 고객의 개인정보를 중요시하며, “정보통신망 이용촉진 및 정보보호”에 관한 법률을 준수하고 있습니다.
PayGate Co. Ltd. (hereinafter "company") highly respect private information of each individual and we obey "the law regarding the promotion of information and communication network use and protection of information"

1. 회사는 개인정보취급방침을 통하여 고객이 제공하는 개인정보가 어떠한 용도와 방식으로 이용되고 있으며, 개인정보보호를 위해 어떠한 조치가 취해지고 있는지 알려드립니다.
회사는 개인정보취급방침을 개정하는 경우 웹사이트 공지사항(또는 개별공지)을 통하여 공지할 것입니다.
1. The company will notify how private information provided by individuals arre being used under private information handling policy.
Any updates on private information handling policy will be updated on the website announcements.

2. 수집하는 개인정보 항목
회사는 회원가입, 상담, 서비스 신청 등을 위해 아래와 같은 개인정보를 수집하고 있습니다.
- 수집항목 : 이름, 로그인ID, 비밀번호, 전화번호, 주소, 휴대전화번호, 이메일, 회사명, 부서, 회사전화번호, 주민등록번호, 은행계좌 정보, 서비스 이용기록, 접속 로그, 접속 IP 정보, 결제기록, 회사주소, 사업자등록번호, 회사전화번호
2. What kind of Private information we collect
The Company will collect the following information when the new account are being made.
- Collection includes: Name, Log-in ID, Password, Phone number, Address, Mobile Number, Email, Company Name, Department Name, the Company Phone Number, National Registration Number, Bank Account Information, Service Log, Accessing Log, IP Address, Transaction Record, Company Address, Business Registration Number.

3. 개인정보 수집방법
- 홈페이지(회원가입), 전자상거래 결제
3. How we collect private information
- creating account on the website, online payment on the website.

4. 개인정보의 수집 및 이용목적
회사는 수집한 개인정보를 다음의 목적을 위해 활용합니다.
- 서비스 제공에 관한 계약 이행 및 서비스 제공에 따른 요금정산
- 구매 및 요금 결제, 금융거래 본인 인증 및 금융 서비스
- 회원 관리
- 불량회원의 부정 이용 방지와 비인가 사용 방지, 불만처리 등 민원처리, 고지사항 전달
4. Purpose of collecting Private Information
The company will be using collected private information for the following.
- Processing service agreement and making settlement on using our service.
- Purchase and making payment, identifying the user for the purpose of doing financial transaction.
- Account management.
- Protecting from using our service illegally, identifying ghost accounts, solving customer service issue, and making announcement.

5. 개인정보 제공
회사는 이용자의 개인정보를 원칙적으로 외부에 제공하지 않습니다. 다만, 아래의 경우에는 예외로 합니다.
- 이용자들이 사전에 동의한 경우
- 법령의 규정에 의거하거나, 수사 목적으로 법령에 정해진 절차와 방법에 따라 수사기관의 요구가 있는 경우
5. Exemption
The company will never release any private information to the public except the following condition.
- The user agreed to release private information
- When there is a request from the investigators under the national law, the information will be released to the appropriate authorities based on the procedures and method outlined on the national law.

6. 수집한 개인정보의 위탁
회사는 고객의 동의 없이 고객의 정보를 외부 업체에 위탁하지 않습니다. 향후 그러한 필요가 생길 경우, 위탁 대상자와 위탁 업무 내용에 대해 고객에게 통지하고 필요한 경우 사전 동의를 받도록 하겠습니다.
6. Consignment on collected private information
The company will never release private information to a third party without the user’s agreement. If we find it necessary to do so, we will explain the purpose and attain preliminary authorization.

7. 개인정보 자동수집 장치의 설치, 운영 및 그 거부에 관한 사항
쿠키 등 인터넷 서비스 이용 시 자동 생성되는 개인정보를 수집하는 장치를 운영하지 않습니다.
7. Non-operation or installation of devices automatically collecting user information.
We do not operate devices collecting user information generated automatically when using internet services and cookies.

8. 개인정보에 관한 민원서비스
회사는 고객의 개인정보를 보호하고 개인정보와 관련한 불만을 처리하기 위하여 아래와 같이 관련 부서 및 개인정보관리책임자를 지정하고 있습니다.
8. Privacy Complaint Handling
The company appointed the following representatives to protect private information and resolve any issues related to privacy complaint.

성명 : 이동산
직위 : 이사
전화번호 : 02-2140-2731
이메일 : support@paygate.net
Personal Information Management Director
Name: Dong San Lee
Title: CTO
Landline: 02-2140-2731
Email: support@paygate.net

성명 : 김민홍
직위 : 차장
전화번호 : 02-2140-2775
이메일 : support@paygate.net
성명 : 김민홍
직위 : 차장
전화번호 : 02-2140-2775
이메일 : support@paygate.net
Personal Information Manager
Name: Min Hong Kim
Title: Business Support Department Senior Manager
Landline: 02-2140-2775
Email: support@paygate.net

9. 데이터 폐기 규정
법률규정(전자금융거래법 제22조에 의거 하여 전자금융거래기록의 생성 및 보존)
전자금융거래의 종류, 금액, 거래상대방에 관한 정보, 전자금융관련 전자적 장치의 접속기록, 전자금융거래의 신청 및 조건의 변경에 관한 사항, 건당 거래금액이 1만원을 초과하는 전자금융거래에 관한 기록을 5년 보관 하고 있습니다.
건당 거래금액이 1만원 이하인 전자금융거래에 관한 기록, 전자지급수단의 이용과 관련된 거래승인에 관한 기록, 오류정정 요구사실 및 처리결과에 관한 사항, 전자금융거래 신청, 조건변경에 관한 내용을 1년 보관 하고 있습니다.
Under the Law (Electronic Financial Transaction Act 22, creating and preserving electronic financial transaction record)
Type of electronic financial transaction, amount, information of the counter party, access record of the electronic device related to electronic finance, applying financial transaction or modifying the condition, transaction amount over 10,000 KRW are preserved for 5 years.
Electronic financial transaction related records, electronic delivering methods usage and transaction related records, requests on making correction on errors and the results, applying electronic financial transaction, modifying conditions on transaction amount under 10,000 KRW are kept for 1 year.

이용자의 신용카드 정보와 주민등록번호는 암호화되어 관리됩니다.
User’s Credit Card information and the National Registration Number will be encrypted.

암호화된 신용카드 정보를 제외한 거래정보, 접속 로그, 상점 등록 및 조건변경 정보 ,1만원초과 거래정보를 5년동안 보관 하고 있습니다.
Except the encrypted Credit Card information, all transaction data, contact log, shop registration, modification of condition, or transaction data over 10,000 KRW are reserved for 5 years.

암호화된 신용카드 정보(복호화 가능한 상태로),건당 거래금액 1만원 이하인 거래들, 전자지급수단의 이용과 관련된 거래승인에 관한 기록, 오류정정 요구사실 및 처리결과에 관한 사항, 전자금융거래 신청, 조건변경에 관한 내용을 1년 보관 하고 있습니다.
Encrypted Credit Card information less than 10,000 KRW per each transaction, electronic payment usage, authentication record, request for correction on error and its result, electronic financial transaction request, and modification of condition are reserved for 1 year.

- 암호화된 데이터(신용카드 정보)는 1년이 되는 시점에 암호화된 카드정보를 폐기하고 해쉬된 카드정보만을 남겨둡니다.
- Encrypted data (Credit Card information) is disposed on the date of becoming 1 year while storing only hashed card information.
- 1년 단위로 1년간의 거래자료 백업 보관하고, 2년 경과한 온라인 데이터 삭제하고, 5년 경과한 백업 데이터 파기합니다. 파기 시 디가우저등 완전한 폐기를 확신할 수 있는 방법 사용합니다.
- The transaction data are stored for 1 year and back-up reserved on annual basis, online data over 2 years are deleted, back-up data over 5 years are disposed completely by using Degausser and etc..
- 데이터 중앙 집중 관리
- Concentrated Maintenance of Centralized Data
- 신용카드 정보는 Database에만 보관, 서버 로그는 중앙 로그서버로 집중, 로그서버는 데이터 보관 규정에 의해 보관 및 폐기합니다.
- Credit Card information is stored only in Database, server logs are concentrated in the central log server, and log server is disposed under the Data Preservation Policy.
- 매입 등 일시적으로 bulk data를 사용하는 경우 사용후 즉시 삭제. 개별 서버 로그는 중앙 로그서버 집중이후 1주이내 삭제합니다.
- Temporary bulk data such as acquirement are deleted immediately after using. Individual server log is deleted within a week after concentrated into central log server.
- 자동삭제 프로그램
다음 사항에 자동삭제 & Update 처리
- Automated deleting program
Auto-deleting and Updates are handled as below.

- 2년 경과 온라인 거래기록 자동삭제,1년 경과 신용카드 암호화 정보 삭제 및 해쉬정보 대체하도록 자동 삭제,Update 처리합니다. 회사는 고객의 개인정보를 보호하고 개인정보와 관련한 불만을 처리하기 위하여 아래와 같이 관련 부서 및 개인정보관리책임자를 지정하고 있습니다.
- Online transaction over 2 years are automatically deleted, credit card encrypted data over 1 year is replaced with hash information, deleted, or updated. The company appointed the following representatives to protect private information and resolve any issues related to private policies.

귀하는 회사의 서비스를 이용하시며 발생하는 모든 개인정보보호 관련 민원을 개인정보관리책임자 혹은 담당부서로 신고하실 수 있습니다.
회사는 이용자들의 신고사항에 대해 신속하게 충분한 답변을 드릴 것입니다. 기타 개인정보침해에 대한 신고나 상담이 필요하신 경우에는 아래 기관에 문의하시기 바랍니다.
You have the right to make reports or inquiries related to breach of personal information to the appropriate department.
The company will answer to any private information related inquires as soon as possible. If you need to report or discuss issues related to a breach of private information, you may contact to the following organizations.

1. 개인분쟁조정위원회 (www.1336.or.kr/1336)
2. 정보보호마크인증위원회 (www.eprivacy.or.kr/02-580-0533~4)
3. 대검찰청 인터넷범죄수사센터 (http://icic.sppo.go.kr/02-3480-3600)
4. 경찰청 사이버테러대응센터 (www.ctrc.go.kr/02-392-0330)
1. Personal Information Dispute Mediation Committee (http://kopico.or.kr/)
2. ePrivacy i-Safe (http://www.eprivacy.or.kr/)
3. Supreme Prosecutors' Office (http://www.spo.go.kr/eng/index.jsp)
4. Cyber Terror Response Center (http://www.ctrc.go.kr/)

Fri, 17 Apr 2015 06:37:26 +0000 Notice
<![CDATA[지급결제약관]]> Sun, 21 Sep 2014 01:37:26 +0000 기술지원 <![CDATA[개인정보취급방침]]> Sun, 21 Sep 2014 01:36:08 +0000 기술지원 <![CDATA[기술지원 및 다운로드 게시판입니다.]]> Fri, 19 Sep 2014 16:28:43 +0000 기술지원